In this brief, the National Housing Conference explores the lessons learned from one of the major forms of federal assistance provided to combat the national foreclosure crisis.
This Center for American Progress issue brief provides an analysis of the areas of opportunity for improving access to credit in rural communities gleaned from discussions in a roundtable convened by the White House Rural Council and the U.S. Department of Agriculture’s Rural Housing Service.
Stable Home Ownership in a Turbulent Economy: Delinquencies and Foreclosures Remain Low in Community Land Trusts
The study examined mortgage delinquency and foreclosure rates among the owner-occupants of resale-restricted houses and condominiums in community land trusts (CLTs) across the United States and compared CLT results to rates of delinquency and foreclosure among the owner-occupants of conventional market-rate housing reported by the Mortgage Bankers Association’s National Delinquency Survey (MBA).
Outperforming the Market: Making Sense of the Low Rates of Delinquencies and Foreclosures in Community Land Trusts
This study examines the rates of delinquencies and foreclosure filings in mortgages that were held by households who owned homes in Community Land Trusts (CLTs) during 2009.
This 2012 brief is the culmination of an NNIP cross-site project funded by the Open Society Foundations to explore how the foreclosure crisis affects school-age children in New York City, Baltimore, and Washington, D.C.