Research Topic: Community Land Trusts

Research
Stable Home Ownership in a Turbulent Economy: Delinquencies and Foreclosures Remain Low in Community Land Trusts

The study examined mortgage delinquency and foreclosure rates among the owner-occupants of resale-restricted houses and condominiums in community land trusts (CLTs) across the United States and compared CLT results to rates of delinquency and foreclosure among the owner-occupants of conventional market-rate housing reported by the Mortgage Bankers Association’s National Delinquency Survey (MBA).

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Research
Balancing Affordability and Opportunity

This report shows that shared equity programs are successful in creating homeownership opportunities for lower income families that allow purchasers to accumulate assets, while, at the same time, creating a stock of affordable housing that remains within the financial reach of subsequent lower income homebuyers.

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Research
Strengths, Challenges and Opportunities

Experts in the field conducted an assessment of affordable ownership housing programs in San Mateo County, California to offer guidance for the jurisdictions as well as to test the assessment instrument.

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